Synergy Group
江苏地区SG活动
工厂财务总监的困惑
（第四期）
本期价值要点： 了解工厂财务总监们，在日常的预算管理与信用控制方面所面临的问题，为即将面临的“2015年计划”工作打好基础。
关于预算
一直以来，关于预算，我们始终关注在如何才能把预算做的准确这个点上。且不论这本身就是一件“几乎不可能完成的任务”之外，有没有必要花大量的时间、精力、人力（就为了将80%的准确率提升到85%）也是一个值得思考的问题。那么，关于预算，我们是否还遗漏了些什么呢？
1. 在来年的运营过程中，预算有没有发挥出作用？为什么？
2. 预算到底是指导性的还是限制性的？
3. 制作预算过程中，部门之间的对立情绪，如何化解？
……………………
关于信控
提及信控，不得不提及两个核心的问题，也是会员关注最多的问题——“如何设计信控体系”、“账款催收技巧”。
我们认为，想要设计出优秀的信控体系，至少要从以下几个方面出发，做好信息的收集与整理：
1． 自己企业的状况（能够承受的授信额度等重要信息）
2． 常见信用额度模型与自己企业的适配性
3． 信控与企业战略的匹配
4． 客户企业的情况（长/短期付款状况、订单成长状况、企业规模大小等）
5． 专业信用第三方机构的协助
由于很多财务同行都是半路出家负责信控，并没有非常专业的知识背景支持，也不知道该如何设计信控。因此，往往生搬硬套，或沿用原来的体系（只在部分方面做局部修正）。在授信前的尽职调差也非常简单，派一位同事到客户公司去了解（或者从销售口中得到）：厂房情况、员工数量、设备情况等等，最后加上以往的合作数据，就“基本确定”了该客户企业的授信额度。有甚至仅仅依靠销售转达即可完成尽职调查……
因此，F-Council也希望通过这次的总监聚会，能够互相分享一下，在信控环节中，企业究竟在如何操作？又会发生哪些状况？
至于“账款催收技巧”，还是交给账款催收公司来做吧………………J
议程安排
13:00-13:30 签到
13:30-15:00 Part One:企业实际操作预算的时候，我们还存在哪些困惑，以及如何来解决的？
15:00-15:15 茶歇
15:15-16:30 Part Two:财务总监眼中的信用控制与经验分享
16:30-17:00 对下一期SG活动内容的期许
KEY VALUE OF THE EVENT
To know what is the concern by manufactory financial director in the area of budget management and credit control, and preparation for budgeting in 2015s.
About Budget
With regarding the budget, we always focus on “how you can do exactly this point on the budget”. And in the first place we don’t talk about what is a "nearly impossible task", do we need to spend a lot of time, energy, effort, which is also a question (just for increasing the accuracy from 80% to 85%). So, with regard to the budget, what are we missing?
In the course of operations in the coming year, the budget did play a role? Why?
Budget was guiding or limiting?
Budget process, the antagonism between sectors, how to resolve?
……………………
About Credit Control
Refer to credit control, cannot but refer to two core issues, members are most concerned about the issue – "how to design credit control system", and "accounts payable-collection skills."
In our view, want to design good credit control system, from at least the following areas based on the collection and collation of information:
1. Company's status (can withstand the credit amount, and other important information)
2. Common credit models and suitability
3. Signal match the corporate strategy
4. Customer business case (long/short term payment status, order growth, enterprise size, etc)
5. Professional credit assistance of third parties
As many financial peers are halfway decent is responsible for credit control, and no professional background in support, does not know how to design the structure. Therefore, mechanically, or remain under the old system (or partial revision done only in part).Due diligence before the credit adjustment is very simple, sent a colleague to the client company get to know (or from the sale of unverified): plant, number of employees, equipment, and so on, finally with previous collaboration data, it is "almost certain" the company's credit line. Even sales have not conveyed to complete due diligence ... ...
Therefore, F-Council also hope through this meeting, to share something with each other, in the credit systems, companies what to do? And what will happen?
As for "accounts payable-collection techniques" still give bill collectors do it ... ...
EVENT AGENDA
13:00-13:30 Sign in
13:30-15:00 Part One: When the actual operating budget, what are we confusing, and how to solve it?
15:00-15:15 Tea Break
15:15-16:30 Part Two: Credit control and experience sharing from FDs
16:30-17:00 SG content expectations for the next period.
